Colorado AG Phil Weiser filed a lawsuit against Activehours, Inc., the company behind EarnIn, alleging that EarnIn’s products that it says allows consumers to access their money the same day they work constitutes illegal high-cost payday loans in violation of state lending and consumer protection laws. The lawsuit alleges that EarnIn uses deceptive app designs…

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The FTC announced that online bill payment firm Doxo will pay $2.1 million to settle FTC allegations that the company and two of its co-founders used misleading search ads to impersonate consumers’ billers and misled consumers about millions of dollars in fees they tacked on to consumers’ bills. In a 2024 complaint, the FTC alleged…

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A U.S. district court in California has temporarily halted an allegedly deceptive mortgage assistance relief operation by National Amendment Assistance, which claimed it can provide mortgage relief assistance under the Coronavirus Aid, Relief, and Economic Security (CARES). FTC alleged that the mortgage assistance relief operator and related entities allegedly misled consumers into paying unlawful upfront…

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California AG Rob Bonta announced a $4.6 million settlement with California mortgage servicer Select Portfolio Servicing (SPS). The suit alleges that the company violated state and federal mortgage and debt collection laws during the COVID-19 pandemic. The settlement requires SPS to pay $1.6 million in civil penalties and $3 million in consumer relief. Additionally, the…

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Tennessee AG Jonathan Skrmetti reached an $11.1 million settlement with Mariner Finance resolving allegations that the company violated the Consumer Financial Protection Act and other consumer protection laws through deceptive lending practices and hidden add-on products. As previously reported, Tennessee was part of a bipartisan coalition of AGs that sued Mariner over its lending practices,…

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