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New Year Ushers in New AG Appointments, Legislative Agendas, and Key Updates

New Attorneys General: North Carolina: Jeff Jackson took the oath of office as AG on January 1, 2025. Oregon: Dan Rayfield, a Democrat, was sworn in as AG on December 31, 2024. He has established a Federal Oversight and Accountability cabinet, tapping experts in healthcare, law, and labor to advise his administration on the impacts…

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CFPB Finalizes Rule to Limit Impact of Medical Debt on Credit Reporting

The CFPB has finalized a rule amending regulations under the Fair Credit Reporting Act to address the use and reporting of medical information in credit decisions. The Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) final rule removes an exception that previously allowed lenders to use medical debt information in credit eligibility…

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Housing Energy Efficiency Standards Face GOP Challenge

A coalition of 15 Republican AGs, joined by the National Association of Home Builders, has filed a lawsuit challenging new minimum energy standards for federally funded housing issued by the Department of Housing and Urban Development (HUD) and the Department of Agriculture (USDA). The complaint asserts that the standards, adopted under Section 109 of the Cranston-Gonzalez Act…

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