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CFPB Finalizes Rule to Limit Impact of Medical Debt on Credit Reporting

The CFPB has finalized a rule amending regulations under the Fair Credit Reporting Act to address the use and reporting of medical information in credit decisions. The Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) final rule removes an exception that previously allowed lenders to use medical debt information in credit eligibility…

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Housing Energy Efficiency Standards Face GOP Challenge

A coalition of 15 Republican AGs, joined by the National Association of Home Builders, has filed a lawsuit challenging new minimum energy standards for federally funded housing issued by the Department of Housing and Urban Development (HUD) and the Department of Agriculture (USDA). The complaint asserts that the standards, adopted under Section 109 of the Cranston-Gonzalez Act…

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Bipartisan Group of Former State AGs Supports Confirmation of Bondi as USAG

A bipartisan group of sixty-two former state attorneys general sent a letter to U.S. Senate leaders expressing support for the confirmation of former Florida AG Pam Bondi to be the next United States Attorney General. The letter commends Bondi for her unwavering commitment to public safety and enforcing the rule of law during her 18 years as…

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Illinois AG’s and FTC’s Settlement Takes a $25 Million Bite Out of Grubhub

Illinois AG Kwame Raoul and the FTC have settled with Grubhub Inc. and Grubhub Holdings Inc. (collectively, “Grubhub”) to resolve allegations that it engaged in deceptive business practices that harmed customers, food delivery drivers, and restaurants in violation of federal and state consumer protection laws.

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New FTC Rule Cracks Down on Hidden Fees

The FTC has finalized a new rule aimed at ensuring greater transparency for consumers regarding mandatory fees, also called “junk fees,” for live event tickets and short-term lodging. The Trade Regulation Rule on Unfair or Deceptive Fees targets unfair and deceptive pricing practices by requiring that businesses clearly and conspicuously disclose the total price inclusive of all mandatory fees…

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