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Amicus Brief Argues that Consumer Reporting Agency Is Not Legally Shielded from Fair Credit Reporting Act by Section 230 of the Communications Decency Act

North Carolina AG Josh Stein, the Consumer Financial Protection Bureau (“CFPB”), and the Federal Trade Commission (“FTC”) filed an amicus brief in the United States Court of Appeals for the Fourth Circuit in support of the consumer plaintiffs’ position in Henderson v. The Source for Public Data, L.P. (“Public Data”), No. 21-1678, that Section 230 of the Communications Decency Act (“CDA”) does not bar the application of the Fair Credit Reporting Act’s (“FCRA”) procedural requirements to the consumer reporting agency.

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FTC Sends a Flurry of Notices of Penalty Offenses, Warns of Steep Penalties for Unfair and Deceptive Business Practices

The Federal Trade Commission (“FTC”) recently sent Notices of Penalty Offenses (“Notices”) to more than 700 businesses, including consumer products companies, retailers and retail platforms, and advertising agencies, warning them about various practices that the FTC previously determined to be unfair or deceptive in violation of the FTC Act. The Notices identify a number of…

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Democratic AGs Seek Review of Sweeping U.S. Postal Service Changes

A group of 20 Democratic AGs, led by New York AG Letitia James and Pennsylvania AG Josh Shapiro, filed a complaint with the Postal Regulatory Commission urging that it order the U.S. Postal Service (“USPS”) to request an advisory opinion regarding the Postmaster General’s strategic ten-year plan for USPS.

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The FTC is Not Sleeping on Allegedly False “Made in USA” Claims by Mattress Company

The Federal Trade Commission (“FTC”) reached a settlement with Ran Reske, the owner of mattress company Resident Home LLC d/b/a/ Nectar Sleep and other brands (collectively, “Nectar Sleep”), to resolve allegations that Nectar Sleep made false advertising claims in violation of the FTC Act and the FTC’s Made in USA Labeling Rule. According to the…

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Reverse Mortgage Provider Allegedly Misled Consumers Despite 2016 Consent Decree

The Consumer Financial Protection Bureau (“CFPB”) reached a settlement with reverse mortgage provider American Advisors Group (“AAG”) to resolve allegations that it engaged in deceptive conduct to market and sell its reverse mortgages in violation of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Act”).

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